M1 utilizes margin accounts to facilitate immediate cash disbursements for accounts over $2,000. So when you withdraw from your M1 account, we can get you your money quicker. This comes at no cost to the user. M1 utilizes all available channels including margin to quicken the disbursement of your money. This aligns with M1's focus on increasing liquidity in the financial system allowing users to have their money where they want it when they want it.