Security and insurance



Your security is our priority. We are a registered broker/dealer with FINRA and a member of SIPC. 



All data transferred and stored within our systems is protected with military-grade 4096-bit encryption.  

For additional protection, we offer two-factor authentication (2FA). You can enable 2FA in the Settings of M1.  



SIPC (Securities Investor Protection Corporation) protects against the loss of cash and stocks held by a customer.  

SIPC protection is up to $500,000 which includes a $250,000 limit for cash.  

SIPC does not protect you from any decline in the value of your securities.  Our clearing firm, Apex Clearing, has also purchased supplemental insurance if SIPC limits are exhausted. 


M1 Spend and M1 Plus accounts are FDIC insured up to $250,000 and further insured through Lincoln Savings Bank. 


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