Note: To connect your bank account to your M1 account, you must verify your email first. To verify your email, check to see if you received a verification email from M1 and click the link. If you have not received a verification email from us, you can send an email to email@example.com with the subject "Email Verification" and we will be able to manually verify your account.
If you have a bank account with one of our supported institutions, enter your online log-in credentials: go to "Invest," then to "Bank Connection" and select "Connect Instantly."
If your bank is not listed, you can create a banking relationship by selecting "Connect Manually" and entering your account and routing numbers.
After initiating your bank connection to M1 with your account and routing numbers, you'll receive micro-deposits (two small deposits) to verify your bank account within 2-3 business days.
Example 1: Sandra connects her bank on Monday using her routing and account number, she should expect to see the two small deposits in her bank account before the end of the day on Thursday.
Example 2: Matthew connects his bank on Friday, he should expect to see the two small deposits before the following Wednesday.
Once you've received these small deposits in your bank account, log back into your M1 account and go "Invest," then to "Bank Connection." Click on "Verify" and enter in the value of the 2 small amounts that showed up in your bank account (sometimes you will need to reverse the order).
After verifying the micro-deposits, you have successfully connected your bank and you can begin depositing.
Note: You can only connect one bank account to your M1 Account at a time. However, you can learn more about changing your bank connection here.
**All images are for illustrative purposes only