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Support Center

Your Credit Status and Maintenance Calls

When you use M1 Borrow, your current borrowing status will be displayed to show you how far away your account is from a maintenance call.

If the value of your portfolio drops, your account can approach a required maintenance call.

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M1 Borrow will display your current status, including color-coded ranges "Great", "Good", "Okay", "Caution", Danger", and finally "Maintenance Call"  

Maintenance Call 

If your account value drops so that your equity value is below our maintenance threshold, M1 will issue a maintenance call. The maintenance threshold is normally 30% of your account value but M1 may impose additional restrictions based on risk of securities held or portfolio concentration.

When a maintenance call is issued your account will be frozen, you will have to either deposit additional cash or sell a portion of your portfolio to make up for the maintenance call. Please read all additional maintenance disclosures here: Margin Disclosures

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