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$10 Referral Credit!

M1 is currently running a promotion for referring others to the platform


M1 Referrals: Give $10, Get $10


How it works

In order to be eligible, your M1 account must be funded.

To refer your friends: 

  • Open Dashboard (mobile) or click on your name (web)
  • Click Refer & Earn (this will only be visible if your account is funded)
  • Sign up
  • Choose your Payment Account
  • Share your unique referral link with friends

You can return to the referrals page after signing up to locate your unique referral link.


To be referred:

  • Create an account using your friend's unique referral link
  • Fund your account within 90 days of signing up
  • If you opened retirement account, you must also open a non-retirement account to receive your referral credit.


How to get paid

You will receive a $10 referral bonus in your Payment Account within 14 days of your friend signing up and funding their M1 account.

Once the referral qualifications are met, you will see your $10 promotion under Settings > Promotions. You may see this before the credit has been applied.

Once credited, you will see a $10 Promotional Credit in Activity.


Payment Accounts

Referrals and other promotional credits are deposited into your designated "Payment Account". A Payment Account must be an individual or joint taxable brokerage account (funding not required). A Payment Account cannot be a retirement account. Both you and anyone you refer will be required to have an open brokerage account to receive referral credits. 

You can change you Payment Account at any time from Settings > Payment.

Without a valid payment account you will not be able to receive referral credits.




Terms and Conditions

Important Terms & Conditions 

The offer is valid only for new brokerage or IRA accounts with M1. Please send invitations only to people you know personally and who will be glad to get them. To qualify for the bonus, referred family and friends must make an initial deposit of $100 for taxable accounts and $500 for IRAs, within 90 days of signup and not withdraw that initial deposit for 90 days. 

Your participation in the M1 Referral Program is subject to the following terms and conditions 

Through the M1 Referral Program you will invite family and friends to sign-up for an M1 account by sending them an invitation with a provided link and disclosure, and your efforts in soliciting clients to M1 will be limited to this activity. 

For each "Qualifying New Account" M1 will pay you $10 to your M1 account. A "Qualifying New Account" is a new, individual M1 account opened by your referee, using the special designated link from your invitation, which your referee funds with an initial minimum deposit ($100 for taxable accounts or $500 for IRA accounts) and does not withdraw that initial deposit for 90 days. M1 is not responsible for incorrect entry or other failure on the part of your referees to meet standards of a Qualifying New Account. 

This promotion is not valid with any other offers and is non-transferrable. Offer available to U.S. Residents only. M1 reserves the right to terminate this offer at any time, to limit the amount of account bonuses you are eligible to receive, and to refuse or recover any promotion award if M1 determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided in opening the account, or that any terms of the M1 Terms of Use or Account Agreement have been violated. In referring friends to open an M1 account you are acting on behalf of M1 and under the supervision and control of M1. You agree to limit the information you provide in connection with the referral to the link and disclosure provided by M1. 

You agree that your participation in the M1 Referral Program will conform to the terms contained herein as well as the provisions of the Investment Advisers Act of 1940, 15 U.S.C. ß 80b-1, and the rules thereunder. You hereby represent that: (1) you are not subject to any statutory disqualification set forth in Sections 203(e) and 203(f) of the Investment Advisors Act (or any amended or replacement regulatory provision(s)); (2) you are not currently the subject of any investigation or proceeding which could result in statutory disqualification; and (3) you do not have a "place of business" at which you regularly provide investment advisory services, solicit, meet with, or otherwise communicate with clients, or any other location that is held out to the general public as a location at which you provide investment advisory services, solicit, meet with, or otherwise communicate with clients in any U.S. state. If you cannot accurately make the preceding representations, you may not participate in the M1 Referral Program. If you are currently participating in the Referral Program and the preceding representations become inaccurate, you agree to immediately inform M1 at 






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