Creating Transfers

The ‘move money’ button is where you’ll find the option to create different types of
transfers.

M1 Basic (non-Plus) Users will see the following options:

1. Create a one-time transfer by using the ‘One-time Transfer’ tab.
2. The ‘Recurring Transfers’ tab allows you to automate your transfers on a weekly, bi-weekly, or monthly schedule.
3. Use the ‘Direct Deposit’ tab to find your M1 Spend bank account and routing number to set up paying your bills or depositing your paycheck in that account. – Note this option is only available for M1 Spend enrolled customers.
4. Have an account at another brokerage? Use the ‘Account Transfer’ tab to learn more on that process.

M1 Plus members will see the following options:

1. The ‘One-time transfer’ tab to create a one-time transfer.
2. The ‘Recurring Transfers’ tab to automate your transfers on a weekly, bi-weekly, or monthly schedule.
3. M1 Plus members can use the “Smart Transfers” tab to sweep excess cash between accounts.
4. Use the ‘Direct Deposit’ tab to find your M1 Spend bank account and routing number to set up paying your bills or depositing your paycheck in that account. – Note this option is only available for M1 Spend enrolled customers.
5. Have an account at another brokerage? Use the ‘Account Transfer’ tab to learn more about that process.

A Few Notes

Pending Transfers: M1 only allows for a single pending transfer at a time. Until a transfer request is completed or canceled, you will be unable to create a new deposit or withdrawal. Before completion, transfers can be canceled in the funding tab.

Trading Days: Starting on 7/1/2020, M1's morning trade window will begin at 9:30am EST every day the NYSE market is open. This is every weekday except for the NYSE holidays.