Account and Routing Number:
Routing Number: 073923033
Bank Account Number:
To find your account number, head to the Spend > Direct Deposit in your app or on desktop. You will see your routing and bank account number and the status of your account. Note that you will be easily be able to copy and both numbers on mobile to easily set up direct deposit!
Joint Accounts: Currently, joint accounts are not supported. If you have a joint M1 Invest taxable account already and want to enroll in M1 Spend, the primary on the account will be the account holder for the bank account.
Monthly Statements: Statements are generated on the second calendar day of the month and will be available within the first 10 days of the month. You will receive an email once your statement is available. You will be able to review all statements here.
To find your monthly statements, click on the silhouette in the top-right corner of the screen. Scroll down to select 'Documents' (under settings). Then, check the box next to 'Statements' to view all available monthly statements.
Daily Spend Limits (On Debit Card): The daily spend limit is $1010. The maximum daily ATM withdraw limit is $510.
Daily ACH Limit: The daily ACH limit is $10,000 for people with a standard M1 account ($50,000 monthly limit). The daily ACH limit is $50,000 for people with an M1 Plus membership ($250,000 monthly limit).
Who is Lincoln Savings Bank: M1 Spend checking account furnished by Lincoln Savings Bank, Member FDIC. M1 Spend Visa Debit card issued by LSB, Member FDIC.