ATM Fees: M1 does not charge any ATM fees, however, the ATM you are using likely will.
Signed up for M1 Plus? You’ll get ATM withdrawal fee reimbursements (4 per month)! Rebates from the previous money will be paid out by the 10th of the following month.
Low Balance Fees: There are no fees for failing to maintain a minimum balance.
Transaction fees: There are no transaction fees for using your M1 debit card.
Foreign Transaction Fees: When you use your Visa debit card outside of the United States and the merchant does not settle transactions in US dollars, you will be charged a 1% conversion fee.
When you use your Visa debit card outside of the United States, and the merchant does settle the transaction in US dollars, you are charged a 0.80% International Assessment fee.
You will not be charged both fees at one merchant.
M1 Plus fee: This is a membership program with an annual fee of $125. This membership comes with several perks. You can compare the two options below.