Afternoon Trade Window: This new trade window, exclusively for M1 customers who are M1 Plus members, begins at 3pm EST. To learn more about this feature, click here.
ATM Fees Reimbursement: M1 Spend does not charge ATM fees. M1 Plus members get reimbursed for up to 4 ATM fees charged by other institutions per month. M1 Plus members will receive their reimbursement by the 10th of the following month.
Cash Back: M1 Plus members get 1% cash back on qualifying debit card purchases. Debit card purchases are when the card is swiped or the 16 digit debit card number is entered online. Any transfers of funds, including those facilitated via a card transaction, are not eligible for cash back. Cash back from the previous month will be paid out by the 10th of the following month. Learn more about qualifying debit card purchases here.
Interest: M1 Plus members get 1% APY*. Interest is paid automatically on the last day of each month immediately following the interest accrual time.
M1 Borrow: M1 Plus members will receive receive a 1.5% reduction on the base rate for M1 Borrow so you can easily access money for even less. Learn more here: M1 Borrow Discount.
To learn more about M1 Plus click here.
*rates are variable and subject to change