Cash Back: M1 Plus members get 1% cash back on qualifying debit card purchases. Debit card purchases are when the card is swiped or the 16 digit debit card number is entered online. Any transfers of funds, including those facilitated via a card transaction, are not eligible for cash back. Cash back from the previous month will be paid out by the 10th of the following month.
Qualifying purchases are purchases for goods and services minus returns and other credits. Qualifying purchases do NOT include fees or interest charges, ATM transactions, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments (such as Apple Pay Cash), and loan payments or account funding made with your debit card are not eligible for cash back rewards. In addition, purchases made using third-party payment accounts (services such as Venmo® and PayPal™, who also provide P2P payments) may not be eligible for cash back rewards.