You recently opened your account
To use Send Check, you need to have a M1 Spend account open for more than 90 days after your initial deposit.
You attempted to send a check over the daily limit
The daily maximum for Send Check is $5,000, with a monthly limit of $25,000. There is no limit to the number of checks that can be sent in a day. However, the maximum amount that you can send daily is $5,000.
Your check is still processing
Your check will typically reach its destination within three to nine business days. We recommend providing extra time for time sensitive payments.
The information on your check is incorrect
It’s always important to provide the correct information before sending.
- Payee name
- Account type
- Account number
- Routing number
- Payment amount
In some cases, the receiving bank may reject payments based on a mismatch between account information and payee name.
Your check went into manual review
To protect your account, we will sometimes need to perform a manual review of a transaction. When this occurs, you will be prompted to provide a copy of a recent bank statement to firstname.lastname@example.org.
If you still have questions about Send Check, please contact M1 support.
Send check feature is only available for M1 Plus Spend accounts. Learn more about M1 Plus here. M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC.