Create transfers in my M1 account 

The ‘Move Money’ button under the ‘Transfers’ tab is where you’ll find the option to create different types of transfers.

M1 Finance account screen showing move money option in transfers tabStandard M1 clients 

  • Create a one-time transfer by using the ‘One-time Transfer’ tab. 
  • The ‘Recurring Transfers’ tab allows you to automate your transfers on a weekly, bi-weekly, or monthly schedule. 
  • Use the ‘Direct Deposit’ tab to find your M1 Spend bank account and routing number to set up paying your bills or depositing your paycheck in that account. This option is exclusively available for users enrolled in M1 Spend. 
  • Have an account at another brokerage? Use the ‘Account Transfer’ tab to learn more on that process. 

M1 Finance account screen showing transfer options (one-time transfer, recurring transfer, direct deposit, account transfer)

M1 Plus members 

  • The ‘One-time Transfer’ tab to create a one-time transfer.  
  • The ‘Recurring Transfers’ tab to automate your transfers on a weekly, bi-weekly, or monthly schedule.  
  • M1 Plus members can use the ‘Smart Transfer’ tab to sweep excess cash between accounts.  
  • Use the ‘Direct Deposit’ tab to find your M1 Spend bank account and routing number to set up paying your bills or depositing your paycheck in that account. This option is exclusively available for users enrolled in M1 Spend.  
  • Have an account at another brokerage? Use the ‘Account Transfer’ tab to learn more about that process.  
  • Send Check is M1's check-writing feature that allows you to send money and pay bills through your M1 Spend checking account. 
  • Direct deposit allows you to set up automatic deposits into your M1 Spend checking account. 

M1 Finance account screen for Plus users showing transfer options for Plus users (includes smart transfers and Send Check)

Pending transfers  

M1 only allows for a single pending transfer at a time.  

Until a transfer request is completed or canceled, you won’t be able to create a new deposit or withdrawal.  

Before completion, transfers can be canceled in the funding tab.  

 

If this is your first deposit, check out our step by step guide.

 

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