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M1 Finance | Support
Spend

Spend

M1's new FDIC-insured checking account and debit card

Getting Started

Signing Up For M1 Spend
My Micro Deposits Didn't Work
I Failed My Identification Questions
Request My Debit Card
Activate My Debit Card
M1 Plus Perks

Manage My Account

M1 Spend Account Details
Personal Use of My Checking Account
Cash Back For Qualifying Debit Card Purchases
M1 Spend Fees
Change My Bank
How Does M1 Spend Work with Cash Transfer Apps? (Venmo, Cashapp, Zelle)

Manage My Debit Card

My Debit Card is Damaged/Lost/Stolen
Change My Pin
I Haven't Received My Debit Card
Protecting Your M1 Spend Visa™ Debit Card
International Fee

My Transactions

Pending Vs. Final Transactions On My M1 Spend Visa™ Debit Card
Disputing a Transaction
Higher Than Expected Gas Station Charge

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Check the background of M1 Finance LLC on FINRA's BrokerCheck

By using this website, you accept our Terms of Use and Privacy Policy and acknowledge receipt of all disclosures in our Disclosure Library. All agreements are available in our Agreement Library. M1 relies on information from various sources believed to be reliable, including clients and third parties, but cannot guarantee the accuracy and completeness of that information. M1 refers to M1 Holdings Inc., and its affiliates. M1 Holdings is a technolo- gy company offering a range of financial products and services through its wholly-owned, separate but affiliated operating subsidiaries, M1 Finance LLC and M1 Spend LLC.

Brokerage products are: Not FDIC Insured • No Bank Guarantee • May Lose Value

M1 Plus is an annual membership that confers benefits for products and services offered by M1 Finance LLC and M1 Spend LLC, each a separate, affiliated, and wholly-owned operating subsidiary of M1 Holdings Inc. “M1” refers to M1 Holdings Inc., and its affiliates.

All investing involves risk, including the risk of losing the money you invest, and past performance does not guarantee future performance. Borrowing on margin can add to these risks, and you should learn more before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, and tax advisors.

Brokerage products and services offered by M1 Finance LLC, an SEC registered broker-dealer and Member FINRA / SIPC.

No minimum balance to open account. No minimum balance to obtain APY (annual percentage yield). APY valid from account opening. Fees may reduce earnings. Rates may vary.

M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. M1 Visa^TM Debit Card is issued by Lincoln Savings Bank, Member FDIC.
All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

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