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M1 Finance | Support
Spend

Spend

M1's new FDIC-insured checking account and debit card

Mechanics

Explanation of a M1 Spend Account
M1 Spend User Qualifications
Adding Money to your M1 Spend Checking Account
Difference Between Checking and Savings
M1 Spend Visa™ Debit Card
Multiple M1 Spend Accounts

The Fundamentals

Fees Associated with M1 Spend
M1 Spend Bill Pay and Direct Deposit

Security & Privacy

M1’s Liability and Security Policy
Deposits Insured by the FDIC

M1 Plus

Perks of the M1 Plus Membership
M1 Plus Costs

M1's Support team is here to help

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Check the background of M1 Finance LLC on FINRA's BrokerCheck

By using this website, you accept our Terms of Use and Privacy Policy and acknowledge receipt of all disclosures in our Disclosure Library . All agreements are available in our Agreement Library. M1 relies on information from various sources believed to be reliable, including clients and third parties, but cannot guarantee the accuracy and completeness of that information. M1 refers to M1 Holdings Inc., and its affiliates. M1 Holdings is a technology company offering a range of financial products and services through its wholly-owned, separate but affiliated operating subsidiaries, M1 Finance LLC and M1 Spend LLC.

Brokerage products and services offered by M1 Finance LLC, an SEC registered broker-dealer and Member FINRA / SIPC.

Brokerage products are: Not FDIC Insured • No Bank Guarantee • May Lose Value

All investing involves risk, including the risk of losing the money you invest, and past performance does not guarantee future performance. Borrowing on margin can add to these risks, and you should learn more before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, and tax advisors.

M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. M1 Visa^TM Debit Card is issued by Lincoln Savings Bank, Member FDIC.

No minimum balance to open account. No minimum balance to obtain APY (annual percentage yield). APY valid from account opening. Fees may reduce earnings. Rates may vary.

All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
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